How does Affirm financing work?Updated a month ago
Financing Your Purchase with Affirm
What financing options are available?
- Partnership with Affirm for flexible payment plans
- Available for single big-ticket items or multiple purchases
- Options for electric scooters, accessories, and upgrades
- Choose between 3, 6, or 12-month payment plans
- 0% APR financing available
How do I apply for financing?
- On the product page, select "Financing" under "Pick Payment Options"
- Enter basic information for Affirm's real-time rate decision
- Select your preferred payment plan
- Complete checkout

How do payments work?
- Payments made through affirm.com or Affirm app
- Payment schedule based on your selected timeline
- Email and text reminders sent by Affirm
- View full payment terms
Can I pay off my purchase early?
Yes, you can pay off your purchase early without any penalty.
How do I make payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Will checking my eligibility affect my credit score?
Checking eligibility will not impact credit. If you decide to pay with instalments through Affirm, your payments may be reported to credit bureaus. For more information, visit Affirm's customer Help Centre.
Do I need a mobile number for Affirm?
Yes, a mobile phone number is required to sign up for Affirm. This helps Affirm verify your identity when creating your account and signing in.
Additional Resources
Need More Help?
If you have any questions or concerns, please don't hesitate to contact our A-Team at [email protected]