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How does Affirm financing work?

We have a partnership with Affirm to provide financing options. This allows you to set up payment plans for purchasing a single big-ticket item or multiple items such as a new electric scooter, accessories, or upgrades. You have the flexibility to choose between 3, 6, or 12-month payment plans from 0% APR financing.

Here's how it works:

1. On the product page, the "Financing" option will be automatically selected under the "Pick Payment Options" section if you wish to finance with Affirm.

2. After confirming your payment method, you'll need to enter some basic information. This will allow Affirm to provide a real-time decision on your rate.

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.

3. Next, select the payment plan that suits you best and proceed to checkout.

4. Payments will be made to affirm.com or via the Affirm app, based on the timeline you select. Affirm will send you email and text reminders for your payments.

FAQS

Yes, you can pay off your purchase early without any penalty.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Yes, you can return an item you bought with Affirm by initiating the return process with the store.

No, creating an Affirm account or checking your eligibility won't affect your credit score. However, if you decide to buy with Affirm, this may impact your credit score. For more information, visit Affirm’s customer Help Centre

Yes, a mobile phone number is required to sign up for Affirm. This helps Affirm verify your identity when creating your account and signing in.

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